Long Term Care Insurance

Get Life Insurance Quotes: Long term care plays out in stages – first for someone to come into your home to care for you, then during the period in a long term care facility.

Who will pay if you need long term care?

GovernmentMy ChildrenI won’t need it

SavingsSell the homeInsurance Company

What do you think $100 or $200 a day would do if you could no longer look after yourself?

• Hire an experienced person to come into you home on a regular daily schedule so that you can stay at home but not be a burden to your spouse or family
• Stay in you home until you decide that you would be better served in an extended care facility
• You have control – when you can pay, you can choose the home you want in the neighborhood you want and do not have to wait months for a space.
• You do not have to wait until the social worker completes the study, decides your life:
  • will you be allowed to stay in your home with care aids coming in to help or
  • will you go in a home whenever one becomes available
  • will the home be what you want, where you want, in the community you want, – not very likely = it will be wherever a bed comes up.
• You do not loose control of where you live and who shares your room