Same Day Life Insurance Most people have a family member or friend who has experienced a serious, possibly fatal, illness.
It is a sad truth. Insurance yourself and your family. The numbers, do not lie:Critical Illness Statistics
3 in 10 Healthy male adults will have a critical illness before age 65
Of 10 healthy female adults, 2.7 will develop a serious illness before age 65
Insure against Heart Attack
(From Heart and Stroke foundation)
One in four Canadians will get some kind of heart disease 75,000 Canadians have heart attacks every year
Heart disease costs Canadian economy over $19 billion annually in healthcare services, hospitalization costs, employment loss and productivity loss.
The mortality rate in patients admitted for heart attacks has been cut in half, from 16 per cent to 8 per cent
Half of all heart attack victims are under 65
Insure against Stroke
(From the Heart and Stroke Foundation)
50000 Canadians have a stroke every year
75% survive the initial event
strokes are the main cause of neurologic impairment
1/3 of stroke victims are less than 65
60% of people who have a stroke will be disabled
Insure against Cancer
(From the Canadian Cancer Society)
Over 130,000 Canadians will be diagnosed with cancer this year
more than 60,000 people in Canada will die from the disease this year
1 in 3 Canadians will get cancer in their lifetime
1 in 9 will get breast cancer
A third of women and half of men will develop cancer in their lifetime.
Coronary Artery Bypass Surgery Insurance
(From the the Heart and Stroke Foundation of Ontario/Canada)
Bypass surgery is done on men at a ratio of about 4 times as much than on women
Canada has approximately 11,000 bypass surgeries every year
In people aged 65 and up, bypass surgery has been performed with increasing frequency
Protect against Multiple Sclerosis
(From the Multiple Sclerosis Society of Canada)
Over 50,000 Canadians live with Multiple Sclerosis
MS is the most prevalent neurological disease affecting young Canadians
Canada has among the highest rates of MS globally.
Women are twice as likely to get MS compared to men
Insurance for Parkinsons Disease
(From the Parkinson’s Foundation of Canada)
30% of all Parkinson’s patients are below the age of 50
1 in 5 Parkinson’s patients is under age 40
There are approximately 80 000 – 100 000 Canadians living with Parkinson’s.
Insure against Paralysis
(From the National Spinal Cord Injury Association of Canada)
Around 900 Canadians suffer a spinal cord injury each year
Over 30,000 Canadians have paralysis of two or more limbs
The majority of individuals that suffer from spinal cord injury are between the ages of 16 and 30.
Car accidents and falls are the most common causes of spinal cord injury
Insure against Alzheimers Disease
(From the Alzheimer Society of Canada)
It’s the fourth leading cause of death in Canada, after heart disease, cancer, stroke and Alzheimer Disease.
About 10,000 Canadians die from Alzheimer’s each year
About 1 in 100 Canadians have been diagnosed with Alzheimer’s disease.
About 22,000 in Metro Toronto have the disease.
The disease manifests in 8% of the general population over 60
Insure against Kidney Failure
(From the Kidney Foundation of Canada)
It is the sixth leading cause of death in Canada
An average of 8 Canadians are diagnosed with kidney failure each day
Currently, there are some 2000 Canadians awaiting a kidney transplant.
In Ontario in 1995, there were 351 kidney transplants.
1 in 10 will have kidney stones in their lifetime
Insure against Deafness
(From the Canadian Hearing Society)
280,000 Canadians are deaf
1,120,000 Canadians have hearing loss
1,400,000 of them do not amplify
More than 2,800,000 Canadians experience hearing loss
You are insured against Occupational HIV
(From the Canadian Aids Society)
Some 800,000 needle sticks and other sharp-object injuries are reported annually among about 4.4 million health care workers
An estimated 16,000 of these articles are HIV-contaminated